Why Achiievers

An easy & reliable way to use your Gold for a better future Presenting Achiievers Quick Gold Loan that offers quick and easy financing at very attractive interest rates. With this offering, employ the potential of your idle Gold to make your future full of golden opportunities and leveraging your dream.

Having the power of Gold with you, why will you go for Personal or Business loan??

Get ACHIIEVERS QUICK GOLD LOAN against your gold, in few minutes! With Achiievers Quick Gold Loan scheme, no more than a few minutes to generate cash by pledging your Gold Ornaments and Jewellery.

Features of Achiievers Quick Gold Loan scheme

Quick Gold Loan disbursal
Loan limit stretches from Rs.1,000/- to Rs.1 Crore based on purity & net weight of the gold
No penalty on Pre-payment option
No processing fee. Hassle free formalities
Minimum documentation
Loans given in as little as five minutes
Higher loan amounts, depending on purity, net weight of the gold
In-house gold evaluation
Safe custody for your gold ornaments and Jewellery
A range of different schemes to suit all income groups – one just right for your needs.
Protection of the deposited gold ornaments is our primary concern.
Pay interest only for the exact period of loan, and to the exact number of days
We support almost every section of the society in obtaining quick cash loan for leveraging their dreams.

Compare Us

We value your concern and requirement and know that you have other options to choose from. See how we compare to existing Gold Loan offerings in the market.

ACCESSIBILITY

	Achiievers Quick Gold Loan	Government Banks	Private Banks	Traditional Gold Loan NBFCs	Money Lenders
Gold Loans	Rs.1000-100 lacs	3 lacs	Rs.10 lac+	Rs.1000-25 lacs	Varies
Minimum Years in Business	0	3-5 years	3-5 years	1-2 years	Varies
Process & Documentation	10 min Online	There Goes My Quarter	There Goes My Week	30 mins	Physical
Time to Getting Funds	10-15 mins	4-6 weeks	1-2 weeks	30 mins to 1 hour

FLEXIBILITY

	Achiievers Quick Gold Loan	Government Banks	Private Banks	Traditional Gold Loan NBFCs	Money Lenders
Loan Tenure	1-12 months	Not less than 1 year	Not less than 1 year	1-12 months
Preclosure Penalties	None	5% of Loan	5% of Loan	0-5% of Loan	Varies
Repayment Options	Flexible	EMI Loan	EMI Loan	Flexible	Weekly, Monthly

COST

	Achiievers Quick Gold Loan	Government Banks	Private Banks	Traditional Gold Loan NBFCs	Money Lenders
Advertised interest rates	0.50 % - 29 %	14%-16%	14%-22%	15%-30%	24%-120%
Processing Fees	0	2%	2%-3%	0.5%-1%	24%-120%
Hidden Fees	None	Varies	2% insurance*	2%-6% Penal Interest #	24%-120%

*Life insurance policy sold by bank agent to borrower as an unstated precondition for approval (even if borrower is insured)

#Shorter loan Tenure of 3,6 and 9 months are made to charge penal interest in addition to the interest on loan outstanding after the loan tenure.

While offering a unique Gold Loan product, Achiievers Quick Gold Loan also prices its loans fairly and transparently. Our advertised and effective interest rates are the same, unlike many other lenders.