Why Achiievers

An easy & reliable way to use your Gold for a better future Presenting Achiievers Quick Gold Loan that offers quick and easy financing at very attractive interest rates. With this offering, employ the potential of your idle Gold to make your future full of golden opportunities and leveraging your dream.

Having the power of Gold with you, why will you go for Personal or Business loan??

Get ACHIIEVERS QUICK GOLD LOAN against your gold, in few minutes! With Achiievers Quick Gold Loan scheme, no more than a few minutes to generate cash by pledging your Gold Ornaments and Jewellery.

Features of Achiievers Quick Gold Loan scheme

  • Quick Gold Loan disbursal
  • Loan limit stretches from Rs.1,000/- to Rs.1 Crore based on purity & net weight of the gold
  • No penalty on Pre-payment option
  • No processing fee. Hassle free formalities
  • Minimum documentation
  • Loans given in as little as five minutes
  • Higher loan amounts, depending on purity, net weight of the gold
  • In-house gold evaluation
  • Safe custody for your gold ornaments and Jewellery
  • A range of different schemes to suit all income groups – one just right for your needs.
  • Protection of the deposited gold ornaments is our primary concern.
  • Pay interest only for the exact period of loan, and to the exact number of days
  • We support almost every section of the society in obtaining quick cash loan for leveraging their dreams.

 

Compare Us

We value your concern and requirement and know that you have other options to choose from. See how we compare to existing Gold Loan offerings in the market.

ACCESSIBILITY
 Achiievers Quick Gold LoanGovernment banksPrivate BanksTraditional Gold Loan NBFCsMoney Lenders
Gold LoansRs.1000-100 lacs3 lacsRs.10 lac+Rs.1000-25 lacsvaries
Minimum years in business03-5 years3-5 years1-2 yearsvaries
Process & Documentation10 min OnlineThere goes my quarterThere goes my week30 minsPhysical
Time to getting funds10-15 mins4-6 weeks1-2 weeks30 mins to 1 hour 
FLEXIBILITY
 Achiievers Quick Gold LoanGovernment banksPrivate BanksTraditional Gold Loan NBFCsMoney Lenders
Loan tenure1-12 monthsNot less than 1 yearNot less than 1 year1-12 months 
Preclosure penaltiesNone5% of Loan5% of Loan0-5% of Loanvaries
Repayment optionsFlexibleEMI LoanEMI LoanFlexibleWeekly, Monthly
COST
 Achiievers Quick Gold LoanGovernment banksPrivate BanksTraditional Gold Loan NBFCsMoney Lenders
Advertised interest rates12%-26%14%-16%14%-22%15%-30%24%-120%
Processing Fees02%2%-3%0.5%-1%24%-120%
Hidden FeesNoneVaries2% insurance*2%-6% Penal Interest #24%-120%

*Life insurance policy sold by bank agent to borrower as an unstated precondition for approval (even if borrower is insured)
#Shorter loan Tenure of 3,6 and 9 months are made to charge penal interest in addition to the interest on loan outstanding after the loan tenure.

While offering a unique Gold Loan product, Achiievers Quick Gold Loan also prices its loans fairly and transparently. Our advertised and effective interest rates are the same, unlike many other lenders.

Today’s Gold price

Rs. 2100 (/ gm)

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